// Review
by the cryptodebitcards editorial desk · review version 1 · prose updated 2026-09-18 · facts as of 2026-09-18 · how we verify
Overview
Nuri is a bank-issued debit card on the visa network (virtual only). Dead - the flagship German crypto-bank account died in the 2022 insolvency wave. Archive entry: the banking partner (Solaris rails) survived; the crypto bank on top did not. The lesson for this comparison: partner-bank rails do not make a crypto program stable.
Fees & Costs
Issuance: not documented. Monthly fee: not documented. Top-up fee: not documented. FX fee: not documented. ATM: not documented. N/A - service closed December 2022 Fee stacks decide real cost more than any headline - our true-cost calculator nets them out for your spending profile.
KYC & Onboarding
KYC level: full. Card balance custody: custodial - the balance sits with the operator, which carries counterparty risk.
Coins & Top-up
Direct top-up coins: none documented. Via in-app conversion only: BTC, ETH. Was: a German bank account (via partner Solaris) with integrated crypto and a Visa debit - the flagship European crypto-bank account; BTC/ETH sold to EUR for card spending; interest on BTC deposits was advertised Min top-up: not documented.
Rewards
No cashback program documented. Token-denominated rewards carry the token's volatility until you sell them - a token payout is worth its percentage only at the moment of sale.
Reliability & Red Flags
Nuri (ex-Bitwala, Berlin) was THE European crypto-bank account: a real German IBAN with BTC/ETH trading and a Visa debit card, launched 2018. It filed for insolvency in August 2022 amid the crypto-market collapse and partner difficulties, closing all accounts by December 2022 - the definitive European crypto-bank failure. Incidents on record: August 2022: Nuri filed for German insolvency proceedings; December 2022: accounts closed. The wind-down was attributed to the crypto market crash and its crypto-services partner's troubles - customers had to withdraw all funds by Dec 2022 Facts not fully verified (reported) as of 2026-09-18 - start with a small test load. Our daily reachability check tracks this provider. Card balances are spending money, not savings - keep only what you plan to spend soon on any custodial card.
Verdict
Dead - the flagship German crypto-bank account died in the 2022 insolvency wave. Archive entry: the banking partner (Solaris rails) survived; the crypto bank on top did not. The lesson for this comparison: partner-bank rails do not make a crypto program stable. Compare against the other cards in our database before ordering, and test the full loop - load, one payment, one withdrawal - before committing larger amounts.
++ What works
- Was: a real German bank account (IBAN) with integrated BTC/ETH and a Visa debit
-- What to watch
- Insolvency filing August 2022; all accounts closed by December 2022
- BTC interest products died with the bank
// Nuri FAQ
Is KYC required?
KYC level: full.
What fees does it charge?
Top-up unknown, FX unknown, monthly unknown.
Which coins can I load?
No direct crypto loads documented - assets convert in-app (2+ supported).
Does it pay cashback?
No cashback program documented.
Which regions does it serve?
unknown
Is it safe?
Custodial balance - safety depends on the operator and issuer behind the card, documented above with sources.
Is the card physical or virtual?
Virtual only - no ATM withdrawals.
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