This product is flagged dead (not operating) - do not order or load funds. This review stays online as an archive. Daily check: unreachable · checked 2026-09-19.

TenX Review

Dead - the canonical issuer-risk story: a card program dies with its BIN sponsor (Wirecard, June 2020). This archive entry is why issuer structure matters in every review on this site.

Full KYC physical card 0% FXfacts reported
2.7
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site unreachable · checked 3 h ago · daily check

// Review

by the cryptodebitcards editorial desk · review version 1 · prose updated 2026-09-18 · facts as of 2026-09-18 · how we verify

Overview

TenX is a fintech-issued debit card on the visa network (physical). Dead - the canonical issuer-risk story: a card program dies with its BIN sponsor (Wirecard, June 2020). This archive entry is why issuer structure matters in every review on this site.

Fees & Costs

Issuance: not documented. Monthly fee: not documented. Top-up fee: not documented. FX fee: not documented. ATM: not documented. N/A - service dead Fee stacks decide real cost more than any headline - our true-cost calculator nets them out for your spending profile.

KYC & Onboarding

KYC level: full. Card balance custody: custodial - the balance sits with the operator, which carries counterparty risk.

Coins & Top-up

Direct top-up coins: none documented. Via in-app conversion only: BTC, ETH, LTC, PAY. Was: multi-asset card with the PAY token cashback model Min top-up: not documented.

Rewards

No cashback program documented. Token-denominated rewards carry the token's volatility until you sell them - a token payout is worth its percentage only at the moment of sale.

Reliability & Red Flags

TenX (Singapore, PAY token ICO era) was THE cautionary tale of crypto cards: its cards were issued by Wirecard AG, which collapsed in June 2020 in a EUR 1.9 billion accounting scandal - TenX's card fleet froze overnight with every other Wirecard-issued card. TenX never recovered. Incidents on record: June 2020: Wirecard AG (TenX's card issuer) collapsed in a EUR 1.9B accounting fraud - TenX cards stopped working overnight with the whole Wirecard card fleet. The service never recovered and wound down. Facts not fully verified (reported) as of 2026-09-18 - start with a small test load. Our daily reachability check tracks this provider. Card balances are spending money, not savings - keep only what you plan to spend soon on any custodial card.

Verdict

Dead - the canonical issuer-risk story: a card program dies with its BIN sponsor (Wirecard, June 2020). This archive entry is why issuer structure matters in every review on this site. Compare against the other cards in our database before ordering, and test the full loop - load, one payment, one withdrawal - before committing larger amounts.

++ What works

  • Was: one of the first multi-asset crypto cards (2017 era)

-- What to watch

  • Cards froze overnight with the Wirecard collapse (June 2020)
  • PAY token model never delivered sustainable rewards
  • Service wound down permanently

Fee reality check

Fine printN/A - service dead

Run the numbers: true-cost calculator for this card →

// TenX FAQ

Is KYC required?

KYC level: full.

What fees does it charge?

Top-up unknown, FX unknown, monthly unknown.

Which coins can I load?

No direct crypto loads documented - assets convert in-app (4+ supported).

Does it pay cashback?

No cashback program documented.

Which regions does it serve?

unknown

Is it safe?

Custodial balance - safety depends on the operator and issuer behind the card, documented above with sources.

Is the card physical or virtual?

Physical only.

// The meta-review: what the internet says about TenX

We do not expect you to trust us. This review is a meta-review: below you see what other review sites claim, what users report on Reddit and forums, and who actually operates TenX - including the issuing structure behind the card. Every claim links to its source so you can verify it yourself. Our verdict forms from these sources plus our own fact checks - not the other way around.

// What other reviewers say (0)

Heads-up: most crypto card "reviews" are affiliate content. We mark our reliability judgement on every source and include critical voices deliberately.

No third-party reviews with usable evidence found yet. In this niche that is itself a signal - most "review" sites are affiliate placements.

// What users say (0)

Reddit, forums, complaint boards. Anecdotes, not proof - but patterns across threads are the best early-warning system this industry has.

No user threads found yet. If you have first-hand experience, post it in the comments below - it feeds this section after review.

// Who is behind TenX?

Card programs stand and fall with their operator and BIN sponsor. This is what we could verify - with sources. Confidence: high (checked 2026-09-18).

OperatorTenX
Legal entity / issuerTenX Pte. Ltd. (Singapore); cards issued by Wirecard AG (collapsed)
Registered inSingapore

Issuer-dependent failure: Wirecard collapse froze the program.

// AI fact summary - everything we know, compressed

Generated by Llama on 2026-09-18 from our fact database plus the 1 linked sources above. It summarizes - it does not add facts. Check anything that matters against the linked sources.

  1. Bottom line: The TenX crypto debit card program has ended. It stopped working in June 2020 when its issuer, Wirecard AG, collapsed due to a major accounting scandal. This event highlights the importance of issuer structure in crypto card programs.
  2. The fee reality: There is no fee information available for the TenX card as the service is dead and no longer operational.
  3. KYC and coins: The TenX card required full KYC and supported conversion of several cryptocurrencies, including BTC, ETH, LTC, and PAY.
  4. What reviewers say vs what users say: Reviewers and external sources, such as Wikipedia, warn about the risks of issuer-dependent failures, citing the Wirecard collapse as a cautionary tale. Users likely experienced significant disruption when the cards stopped working overnight.
  5. Who issues it: The TenX card was issued by Wirecard AG, a company that collapsed in June 2020 due to a major accounting scandal, and was operated by TenX Pte. Ltd. in Singapore.

// Sources & how this review was built

Every external source used on this page, with the date we fetched it. Methodology: how we verify. Sources disappear or change - if a link is dead, tell us via contact.

  1. [1] news en.wikipedia.org - Wirecard scandal - the collapse that froze TenX cards dated 2020-06 · fetched 2026-09-18

Initial database sources (pre meta-review):

// Rate TenX

Community score: no ratings yet

One rating per user and card. Smoothed display (statistical prior) prevents single-vote manipulation.

// User comments (0)

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