// Review
by the cryptodebitcards editorial desk · review version 1 · prose updated 2026-09-18 · facts as of 2026-09-18 · how we verify
Overview
Vast Bank Crypto is a bank-issued debit card on the visa network (physical). Discontinued - the US national bank that pioneered in-app crypto trading, then dropped it in the 2023 retrenchment. Archive entry for the banks segment: even a real US bank charter did not make crypto banking stick.
Fees & Costs
Issuance: not documented. Monthly fee: not documented. Top-up fee: not documented. FX fee: not documented. ATM: not documented. N/A - crypto services exited November 2023 Fee stacks decide real cost more than any headline - our true-cost calculator nets them out for your spending profile.
KYC & Onboarding
KYC level: full. Card balance custody: custodial - the balance sits with the operator, which carries counterparty risk.
Coins & Top-up
Direct top-up coins: none documented. Via in-app conversion only: BTC, ETH, in-app assets. Was: a US nationally chartered bank (Pittsburgh) with in-app crypto trading - the first US OCC-national bank to offer in-app crypto buying alongside FDIC-insured banking. The standard Visa debit spent USD; crypto sold in-app first Min top-up: not documented.
Rewards
No cashback program documented. Token-denominated rewards carry the token's volatility until you sell them - a token payout is worth its percentage only at the moment of sale.
Reliability & Red Flags
Vast Bank (Pittsburgh, US national bank) made history as one of the first OCC-chartered US banks with in-app crypto trading - then exited crypto entirely in November 2023. Its Visa debit was a standard bank card; the crypto was a feature, not the card rail. Incidents on record: November 2023: Vast Bank announced its exit from crypto services, giving customers a wind-down window - one of the first US national banks to reverse a crypto-banking offering Facts not fully verified (reported) as of 2026-09-18 - start with a small test load. Our daily reachability check tracks this provider. Card balances are spending money, not savings - keep only what you plan to spend soon on any custodial card.
Verdict
Discontinued - the US national bank that pioneered in-app crypto trading, then dropped it in the 2023 retrenchment. Archive entry for the banks segment: even a real US bank charter did not make crypto banking stick. Compare against the other cards in our database before ordering, and test the full loop - load, one payment, one withdrawal - before committing larger amounts.
++ What works
- Was: a US national bank with FDIC-insured accounts and in-app crypto
-- What to watch
- Exited crypto services November 2023
- Card never spent crypto directly (in-app sells first)
// Vast Bank Crypto FAQ
Is KYC required?
KYC level: full.
What fees does it charge?
Top-up unknown, FX unknown, monthly unknown.
Which coins can I load?
No direct crypto loads documented - assets convert in-app (3+ supported).
Does it pay cashback?
No cashback program documented.
Which regions does it serve?
US
Is it safe?
Custodial balance - safety depends on the operator and issuer behind the card, documented above with sources.
Is the card physical or virtual?
Physical only.
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